Overview of $FERO

• Token Details: Network: BASE Mainnet

• Token Type: ERC-20

• Total Supply: 2 billion $FERO tokens

• Token Contract: TBA

$FERO Token is the Utility Token that powers FERO CASH. It is primarily used to offer various benefits to users on the FERO CASH platform, such as:

Token Utility

• Preferred Interest Rates: Token holders receive discounted interest rates on crypto-backed loans, with better rates available at higher loyalty tiers.

• Governance: Holders can participate in the governance of the FERO CASH protocol.

• Access to Additional Features: Token holders gain access to extra features or discounts on FERO CASH products and services.

Overall, the FERO Token provides a range of practical utilities on the platform, making it a true Utility Token.

FERO CASH Loyalty Tiers

The FERO CASH Loyalty Program is a four-tier system, comprising Bronze, Silver, Gold, and Platinum tiers, which extend benefits depending on the amount of FERO Tokens held in your account.

Your Loyalty Tier is based on the ratio of FERO Tokens to other assets in your portfolio.

Preferred Interest Rates: In the beginning, changes to the interest rates will be based on a weekly process. During this process, FERO Token holders will review both public and proprietary market data provided by participants. After evaluating the data, they will vote on whether an adjustment is needed. Over time, the introduction of an Instant Access Module is planned, which will give direct control over the interest rates and Base Rate. This module will allow FERO Token holders to adjust the interest rates easily, within defined limits on size and frequency, on behalf of the wider token holder group. The goal of this approach is to quickly adapt to market changes while minimizing the need for the more formal governance processes like Executive Voting and Governance Polling.

Credit Line Benefits

• Maximum Borrowing Rate: As your FERO Token balance increases, you unlock more favorable borrowing rates on crypto-backed loans.

• Minimum Borrowing Rate: Available to Gold and Platinum members, offering even more flexible loan options at lower rates.

Exchange Benefits

• Cashback: Earn cashback rewards based on the FERO Token ratio in your portfolio when you exchange assets on the FERO CASH platform.

Important:

• The FERO CASH Services are unavailable to citizens or residents of certain jurisdictions, including where restrictions may apply, such as Bulgaria, the USA, and Canada.